Insurance-Friendly Paint Correction: How Ceramic Bros Handles Hail, Overspray, and PDR Claims Smoothly

Love Got hail damage, paint overspray, or surface contamination? Ceramic Bros works directly with insurance and experienced claim handlers to restore your vehicle with expert paint correction and paintless dent removal (PDR)—fast, transparent, and hassle-free.

When life throws hailstorms, construction overspray, or mystery fallout at your car, it’s more than a cosmetic issue, it’s a claim-worthy repair.

At Ceramic Bros in Delray Beach, we specialize in insurance-backed paint correction and paintless dent removal (PDR). Our team works seamlessly with adjusters and experienced claim handlers to document damage, set clear repair scopes, and restore your vehicle’s finish to like-new, without the runaround.

What We Fix (and Why Insurance Covers It)

Hail Damage

• Typical damage: Dime-to-quarter size dents across roof, hood, trunk.

• Our solution: Precision PDR to retain your original factory paint, followed by panel refinement and gloss restoration if needed.

• Why it’s covered: Weather event—comprehensive coverage.

Paint Overspray and Substrate Contamination

• Typical damage: Speckled texture, rough feel, loss of gloss from house paint, industrial coatings, road striping, marine overspray, concrete dust, or rail/brake fallout.

• Our solution: Contaminant identification, solvent-safe decontamination, mechanical/clay decon, targeted compounding, and multi-stage polishing.

• Why it’s covered: Third-party negligence or environmental impact—usually comprehensive or liability recovery.

Mystery Fallout / Bonded Contaminants

• Symptoms: Orange/brown specks that don’t wash off, gritty feel, micro-marring.

• Our solution: Chemical decon (iron/fallout removers), specialized tar/adhesive removers, then refinement polishing to restore clarity.

Why Choose Ceramic Bros for Insurance-Backed Repairs

• Documentation that speeds approvals

• We provide high-resolution before/after photos, paint depth readings, and a detailed repair plan that adjusters love, fewer delays, cleaner approvals.

• Factory-finish first philosophy

• We preserve OEM paint whenever possible using PDR and precision correction techniques to maintain resale value and finish integrity.

• Certified technicians, proven process

• IDA, XPEL, ICAR Gold, 3M, and more. Over 20 years in automotive service and customer relations.

• End-to-end clarity

• Clear timelines, transparent pricing, and coordinated scheduling, no guessing, no surprises.

Our Insurance Claim Process (Step-by-Step)

1) Quick assessment

- Bring the car in or send photos/video. We’ll identify issues (hail vs. overspray vs. fallout) and confirm claim eligibility.

2) Damage mapping and estimate

- We mark dent counts, measure severity, test contaminants safely, and create a line-item estimate tailored for insurance.

3) We talk to your adjuster

- With your permission, we communicate directly with the claim handler, share documentation, and align on scope (PDR counts, correction stages, materials).

4) Repair and refinement

- PDR for dents, safe decon for contaminants, then multi-stage paint correction to restore depth, clarity, and gloss.

5) Optional protection add-ons

- After restoration, many customers choose XPEL PPF for impact zones and Fusion ceramic coating for long-term protection.

6) Final QC and handoff

- We deliver a clean, defect-free finish with maintenance guidance; and schedule a 2-week complimentary check/wash to make sure everything performs perfectly.

Paintless Dent Removal (PDR): The Smart Fix for Hail

Why PDR rocks

• Keeps your original paint intact, avoids fillers and repaint lines, and typically returns cars to pre-loss condition faster.

  
  

  What qualifies for PDR

• Most hail dents and small dings with intact paint. We’ll measure access points and metal memory to confirm feasibility.

When blending/polishing helps

• After PDR, we often perform light-to-medium polishing to remove micro-stretch marks or tool shadows for a flawless finish.

Overspray and Contamination: Precision Over Aggression

• Safe identification

• Different contaminants need different chemistry. We test microscopic areas to avoid swelling, staining, or softening.

• Gentle first, corrective second

• Start with chemical decon → mechanical decon (as needed) → staged polishing. We only compound where it’s safe and necessary.

• Protect after correction

• Consider ceramic coating to prevent re-bonding, make cleanups easy, and maintain gloss in Florida’s sun and salt air.

What Insurance Typically Covers

• Hail events: Comprehensive coverage; deductible applies.

• Construction or industrial overspray: Often covered by your policy, or subrogated to the responsible party’s insurer.

• Road striping or public works overspray: Typically handled via the agency/contractor’s liability policy.

• Good to know: We’ll help you navigate which path is fastest and most cost-effective for you.

Aftercare: Keep That Freshly Restored Finish

• First 2 weeks: Gentle washes only; avoid harsh chemicals or automated brushes.

• Ongoing care: pH-neutral shampoo, soft wash media, and drying towels; decon every 6–12 months.

• Best protection: XPEL Fusion ceramic coating or PPF for high-impact areas like hoods, bumpers, rockers, and mirrors.

Frequently Asked Questions

Q: Can you work with my insurance?

A: Yes. We work directly with claim handlers and adjusters and provide the documentation they need.

Q: Do I have to use a shop my insurer recommends?

A: No. In Florida, you can choose your repair facility. We’ll make the admin part painless.

Q: How long does it take?

A: Minor overspray-only jobs: 1–2 days.

A: Hail with PDR + correction: 2–5 days depending on dent count and access.

Q: Will paint correction remove all overspray?

A: In most cases, yes. If overspray has etched or stained the clear coat, we’ll advise on the safest path to a flawless finish.

Why Now?

Unrepaired hail dents and bonded contaminants can reduce resale value, accelerate clear coat failure, and make everyday washing frustrating. The sooner you address it, especially while the claim is fresh, the better your outcome.

If your vehicle was hit by hail or overspray, let’s get you back to showroom-level shine; insurance-approved and hassle-free.

- Call/Text: 561-917-0428

- Visit: www.ceramicbros.com

- Location: 330 North Congress Avenue, Delray Beach, FL

- Fast-track your claim: Send us your policy number, claim number (if you have one), and a few photos—we’ll handle the rest contact@ceramicbros.com